Loan Agreement For A Car: Fill & Download for Free

Several years ago I was working at a car dealership in Louisiana. One day a nice black lady came into the dealership asking for a Mick the salesman. When she was informed he had taken the day off, she asked me who she should give the money to. I asked her what money? She said the rental for my car. I said what car. She pointed to a dark red Buick Skylark in the parking lot. She said she tried to buy a car a few months earlier but couldn't get a loan. Mick , the salesman asked her how much did she have budgeted for a car payment? She told him $200 a month. He told her no problem we'll just get you a loaner until you can save up a down payment. On a handshake he gave her the keys for one of our program cars(service loaners) and he collected $50 for the first weeks rent. From that point on that sweet little lady had been handing over 50 each week to Mick which of course he pocketed . It turned out Mick had quite a good thing going on. He had 10 rental agreements going on at the same time. The next day Mick came in only to be greeted by the Parish sherrif and carried off in cuffs. It was estimated that Mick had been doing the same thing for years to the tune of some $30-40000. A few days later Mick posted bail and skipped out to another state. I never heard if he was apprehended or not. He was not the only crook in the company . Both managers were arrested for accidents while dui. Another salesman was arrested for wire fraud. Soon I left that den of thieves and mo ved to California.

As a gullible 30 y.o. I met a really cute man that seemed to like me. We started dating. His car broke down and he asked to borrow $80. I loaned it to him and he returned it. About 6 weeks later, his Mom had an emergency and he needed $400 and asked to borrow it until the next payday. I loaned it to him. Then I found out he had a live-in girlfriend and child. She came to my work and tried to beat me up for trying to steal her boyfriend. I broke up with him but I tried to get my money back. That wasn’t happening. He kept trying to get back with me, but I found a note that he had written about how much money I had in my checking account. He didn’t realize it had fallen out of wherever he put it. So I decided to beat him at his own game. I asked him to meet me for lunch at a restaurant. I had stashed a dear friend of mine at another table within ear shot and vision of what I was doing. I had handwritten a small “loan agreement with interest” that I told him I needed him to sign for me to rebuild trusting him. The Sucker signed it thinking it wasn’t valid. My friend witnessed it and signed as a witness. I then took him to Small Claims Court, asked for damages and Court costs, garnished his wages, and got my money back over time, including interest.

How do narcissists treat their teenage children?A few days ago I got a text from my son at college who just turned 20.He needed a picture of his social security card. I asked him why … since that was an unusual request … didn’t he know the number? Nobody should ask for a picture of your card. He replied that he did know the number but that Dad (my ex narcissist) was going to buy him a car and needed the picture.Antennas up!!In the middle of finals week at college for my son he pulls this shit!I could kick myself as I meant to lock the kids credit after our divorce, especially since my son and my ex have the same first and last name. In the midst of all there was to do, I forgot.So I signed on … and there it was … a request to my son’s credit for a car loan the day before.Mind you the only credit my ex husband had responsibility for paying on his own (I managed the family finances) was a corporate Amex that he didn’t pay and was canceled 6 months after it was issued and was still not paid 5 months later when we were divorcing, the balance had been sent to a collection agency.Dad was going to “buy” my son a car and make the payments for him … telling my son he would help him build his credit! Yes, that may have been his intention but with my ex’s past history I couldn’t allow it.I got on the phone and called the financial manager at the dealership (it was on the credit inquiry) and told him I didn’t think my son knew he was on the loan. We called my son at college together and the financial manager asked my son if he had signed any papers in the last few days (my son is at school in SC, his father is in PA). I told my son to just answer honestly, he replied that no, he hadn’t signed anything.The financial manager at the dealership then said “I think we have some fraud here”. Apparently the paperwork had been signed in my son’s name.So my son heard his Dad be called a fraud.And again, my ex successfully placed my son “in the middle” - a tortuous place to be for a child of divorce. It’s maddening beyond belief.And who is my son mad at? Me! He was afraid his Dad was going to be put in jail. I reassured him that that would not happen.So Dad looks good - he just wants to buy his son a car and help him build credit - and Mom looks like a crazy vindictive ex spouse.I reassured my son that I would not stand in the way of his father buying him a car, but that I don’t approve of his Dad taking out a loan and using his credit.Of course my son has no idea of the financial irresponsibility of his Dad.So I look bad.I got an email from my ex. The dealership (who of course still wanted the sale) re-wrote the contract in my ex’s name.Nobody is going to jail.Mom however is in the doghouse.It’s uncanny how they can do the shittiest things and still make you (the sane parent) look bad. It’s so deliberate and intentional.And … since I was able to stop the loan from going through, which likely caused my husband some shame at the dealership (I can see him doing the dance and spinning his lies and painting me as the crazy ex wife), he will look for some way to retaliate. He will need to find a way to hurt me.It’s terrifying … as he can now only do that through our kids. He knows that will hurt me the most. He has already used my son as a conduit to cause me pain, and will not hesitate to use him again, regardless of the pain it causes my son. And my son is suffering from unknown pain … he has no idea how he is being manipulated. He is mad at the world and doesn’t know why. And I can’t tell him, at least that’s what 2 different therapists have told me … so I keep my mouth shut and say nothing bad about their Dad.He hurts me through my son because my son is a caring, thoughtful young man who will do anything to please his Dad and win his love. He doesn’t yet know that he will never win.He doesn’t attempt to use my daughter as she is wily, and somewhat on to him.So … a narcissist will use his teenage children any way he wants … remember they are just another object, another pawn on the chessboard in the narcissist’s fantasy game of life.And watching it unfold as the ex spouse of a narcissist is horribly, horribly painful because you cannot protect your children from the disappointment, the pain you know they will one day have to face.Patience Mama, patience. Stay strong. Some day they will see the truth.Update: I spoke to my attorney about this incident. Two federal offenses occurred - fraud against the dealership and identity theft against my son.Update 15 months later … August 2020Met with an attorney today. My ex is refusing to pay his share of our son’s college tuition and room&board as stipulated in our divorce agreement… because he leased him a car! Ugh, it’s never ending! Now he’ll have my attorney expenses to pay as well.