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PDF Editor FAQ

Would most Americans be willing to give up 7-10% of their salary if it meant they had access to free healthcare?

I work for a major technology company (Pure Storage) that has a good health insurance benefit and the employer pays a higher-than-average portion of the insurance cost. They also tell me how much that is.Looking at my last pay stub and taking on the one hand a) my contribution to health insurance, b) my employer’s contribution to health insurance and c) the amount I contribute to an FSA to cover things like copays and deductibles and on the other a) my gross pay and b) my employer’s contribution to health insurance, I currently pay just over 18% of my salary+benefits for health care.If I could get something close to the benefits I get now (which is always a big question) for 10%, I’d come out significantly ahead. If this meant that I’d be able to keep that coverage if I got laid off or changed jobs, that would be even better.Now add in that most estimates of what something like “Medicare-for-all” would cost is a 3–5% flat tax (and that would replace Medicare taxes, which I didn’t count in the 18%), it really looks like there’s a lot of room to put together a plan that would be a significant improvement for most Americans.

How can I get my pay stubs?

First I would find out if my Employer has Employee online Dashboard, if they do have it, for the most part you can view pay stubs, W2s, 1099s, and other tax statements. You can also access HR, benefits, time and so many other self-service.Secondly, If your employer doesn't have this provisions, then call your HR and ask for the Pay stubs. They should give them to you.

Is it okay to shred all our wage slips? Do we need them at all? Now that wage slips are online, I'm just trying to de-clutter.

Yes it is okay to toss your old wage slips / pay stubs. I’m aware of no law or requirement to keep them. For US tax purposes, it is best to keep copies of W-2 forms with your tax files for at least seven years. IRS auditors are not going to ask to see your pay stubs.I kept every one I ever received starting in 1977. It was fun to look back at them and see how my pay increased over time. But after moving them 6–7 times from residence to residence, it got to be a pain. Scan them if you think having access to the data in the future may be important - then shred them.

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