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How can one explain Donald Trump having lost the popular vote while at the same time having a majority of voters almost everywhere? Why were Clinton’s voters so concentrated?

The popular vote HRC claims was a result of provisional ballots in CA, and votes in NJ, the week following the election.The growth rates derived from exit polls become increasingly more accurate as the election day concludes. NYT for instance, pretty much has the results calculated sometime after 6pm on election day. The real time counts may shift , but they average out to the exit poll results. It’s very interesting to watch, and the statistic’s confidence level is fairly high. (~97%, ish from what I recall.)EDIT-01/06- corrects multiple errors, corrections in italics and links added.In California, the unofficial voting results were updated frequently. Unprocessed ballot report previously listed numbers of votes to be processed, but no longer available. I could only find 11/14 via wayback machine which doesn’t show initial provisional ballots and vote by mail. Hillary’s lead in California by the end of election day was something like 61%, and overall consistent with either candidates result country wide. The lead % should have been consistant with 11/08, but HRC’s lead was %63 by 11/10. The overall unprocessed ballot count was initially <no longer available>.11/09–13 unprocessed ballot report no longer available. 11/14 found by wayback machine. 4,356,357 total vote-by-mail and provisional.Per SoS FAQ, provisional ballots are collected with walk-in votes, but process requires verification. They are processed as vote-by-mail, and can take up to 3 days to finish. -Provisional ballots are collected with walk-in ballots, and totaled at polling stations as walk-ins, they should NOT increase at all.We have two problems in CA. First, The provisional ballots on 11/10 (11/08–09 not available) increased instead of decreasing per 11/14 unprocessed ballots report. and favored HRC by 63%. The growth rate data is no longer available, but her initial lead was ~61%. -provisonal ballots increased by 200k within 11/10 to 11/14, and that is not normal. I don’t expect my notes to be viewed as factual, so I omitted the initial count 11/08 at 11pm showed 900k total provisional. If that were considered it would be over 500k increase instead of being reported in a decreasing fashion as they are processed.Second, the Democrats were stating no person is an illegal citizen. They offered states ID to immigrants regardless of their actual status.Extracted from SoS voting handbook, as the wayback doesn’t have a snapshot of this information being stated prior to election day.The voter registration card you signed under penalty or perjury declaring that you were a citizen is the only citizenship proof required for voting. (Elections Code sections 2111, 2112)The verification process for all vote-by-mail and provisional ballots is merely checking the signature on file versus the signature on the provisional ballot.I do have a hear-say to add, and it was made by a friend that was on the SoS’s staff for election purposes. Provisional ballots are supposed to be verified by signature only, but many were pushed through.In New Jersey, ID for walk in voting was at the staff descretion. I cannot fond a snapshot of the banner promoting walk-in’s vote with no ID, but the SoS website shows the requirements. A person without prior registration MAY be asked for ID. (even if asked with no ID, they could vote by provisional). Note, that rent receipts and sample ballots were considered ID. Sample ballots could be obtained anywhere.- New ID laws enforced 2018.I’m going off memory, but I still have screen shots and pdf’s I collected. I mention data I recorded, but removed previous entries that could not be supported as the data is gone.Both canidadutes won states with questionable ID requirements, but they comprise nearly all of the states Hillary won, such as:New Mexico: No photo required, ID can be paycheck, utility bill, other official IDs. These are only required for voting if not provided with registration.Washington: Vote by mail safe with no photo ID requirement, and in 2016 had no system to verify citizenship.Illinois: No photo ID requirement. ID to register can be paycheck, utility bill, lease agreement, rent receipt, bank statement.Maryland: Stricter laws, but unofficial forms of ID accepted. If Photo ID not available, last 4 digits of social required, if neither then special number assigned after signature affirming status. Non-compliant license for undocumented immigrants, utility bills, etc accepted as proof of ID. Others sources claim sales receipts of any type are accepted. IE, literally any receipt.New York: Prior to 2018 no voter ID was required to vote, and registration was done online with no photo ID required.Minnesota: No ID required to vote after registration. (3)Registration ID can simply be another registered voter stating the person is eligible to vote.Delaware: No ID required, registration requires two unofficial ID’s, one with a name and signature, and one with an address in DE. A shelter, etc.Connecticut: No photo ID required. ID at polls can be any pre-printed name and address. Registration ID can be a checkbook, receipt, etcMassachusetts: No Photo ID requirement. Registration ID can be an pre-printed document showing name and address.Colorado: ID can be any employee ID with photo, or non-photo documents such as utility bill, rent receipt, etc.Etc, etc. Almost Every state HRC won was a non-strict ID state.I maybe off on my numbers, but it’s not off by much. I wasn’t looking for anything, and only realized these issues when I was trying to duplicate the prediction method NYT was using. It’s quite amazing.I believe that around 3 millions votes for HRC were either fraudulent, unverified, or illegal.The only obvious foreign collusion would be democrats encouraging illegal immigrants to vote.I have no data that would indicate how many votes in NJ were from foreigners, but merely hear-say that the SoS staff saw repeat and non-us citizen voters.

How can you make sure that your renter is taking good care of your house?

The question does not mention whether the concern is with existing tenants or with potential tenant applicants - we have to do things a bit differently with existing tenants.Starting here with dealing with existing tenants. With an existing tenant, you are stuck with the existing lease agreement until the time of renewal, unless you can get the tenant to agree to a mid-lease amendment or addendum. So you have to somehow regularly inspect the rental unit in order to view if the tenant is taking good care of things inside; the exterior should be simpler if the tenant has responsibility for exterior care (mowing grass or snow removal for example).You can give the tenant the required advance notice that you plan to visit for an inspection. There are some other ways to "inspect" that aren't announced in advance as an inspection per se: testing smoke alarms (should be one in each bedroom) and GFCIs (should be found in kitchens and baths) so you have reason to enter all rooms; escorting a pest control service to treat the rental unit (again so you have reason to enter all rooms), and quarterly or more frequent pest control treatments are common for rentals; if the municipality has a regular inspection requirement you escort the building inspectors. Some landlords use changing furnace filters as a reason, but that only gets you into the space where the furnace is located if the tenant is insisting on limited access, and that does not work with radiators or electric baseboard heat.With prospective tenant applicants, you have a few more possible things you can do before you approve them. The single most important thing is an in home visit to their existing residence. There are a few situations where I don't visit the prospect's existing residence, such as when they are living with parents or when they are relocating quite a distance for a new job. But I make it a point to visit their existing residence when practical, usually justifying that visit with something involving the application paperwork (one of the reasons I don't use online applications). And you especially want to visit if the tenant has any pets.Why the in home visit to their existing residence? Because after a bit of time that is the way your place will be looking if you approve that tenant. You have to sometimes differentiate between messy living versus the tenant having started to pack things into boxes. But your nose will be able to smell things. Your eyes will see cobwebs and "dust bunnies". You can see the dust on the TV screen. Some landlords even insist on looking into the kitchen and baths because those can be the dirtiest spaces. So now you know why.Then you want to have some section in the lease that addresses Housekeeping. I have a Housekeeping Adendum that I derived from the Housekeeping Addendum that is used by a typical USA Public Housing Authority (that manages Section 8 tenants). I suggest starting with that Housekeeping Addendum because it is pretty thorough, and you can find them online for free. One thing that you also have to consider is how to handle hoarders, should you end up with one somehow. Because hoarding is now classified as a disability, and disabled persons are a protected class under Fair Housing regulations - so you have to be prepared to make "reasonable accommodations" for those who are disabled, including hoarders. Below is a link to a sample housekeeping addendum:Housekeeping - Public HousingThere are other things to do as well. Create a property move in condition and inventory report, itemizing what the conditions of the rental unit actually are. That can be used in comparisons to future conditions to see what the tenant has inflicted upon that rental unit.Have a property maintenance system in place; not everything having to do with a property's condition is the tenant's responsibility - the landlord has some responsibility too. There should be some way for the tenant to submit maintenance requests and for the landlord to address those.And let's not forget the neighbors; become friendly with the neighbors so that in the event that the tenant starts slipping up on taking care of things, the neighbors might be inclined to let you know.Whether the rent is high or low or typical should not matter - the tenant has an obligation to take care of certain things and should do so. Of course, if you value the tenant sufficiently, you might consider keeping any rent increases modest to encourage the tenant to stay - but that is a totally different topic.

What are term sheet schedules?

In the context of a legal agreement—which is what a term sheet is—a “schedule” is a list of things that are referenced in the agreement. Often, for complex agreements, there are many things that need to be listed. Examples might be:Names and salaries of employeesNames and ownership interests of shareholdersSoftware licensesPatents and intellectual propertyComputers and other owned equipmentLeases the company has signedEtc.Instead of putting all this directly into the agreement, they will instead be listed separately and attached to the end, with the agreement itself just saying something like “the employees as listed in Schedule A”.There is no particular order in which schedules are attached, although it is typically in the order in which they are referenced in the document. And for purposes of clarity, each schedule is numbered (or, more often, lettered, starting with “Schedule A”.)To give you an idea of the kind of schedules you might find in the actual closing documents of an investment (although likely not the term sheet), take a look at this typical due diligence list:A. Organization of the Company1. Describe the corporate or other structure of the legal entities that comprise the Company. Include any helpful diagrams or charts. Provide a list of the officers and directors of the Company and a brief description of their duties.2. Long-form certificate of good standing and articles or certificate of incorporation from Secretary of State or other appropriate official in the Company's jurisdiction of incorporation, listing all documents on file with respect to the Company, and a copy of all documents listed therein.3. Current by-laws of the Company.4. List of all jurisdictions in which the Company is qualified to do business and list of all other jurisdictions in which the Company owns or leases real property or maintains an office and a description of business in each such jurisdiction. Copies of the certificate of authority, good standing certificates and tax status certificates from all jurisdictions in which the Company is qualified to do business.5. All minutes for meetings of the Company's board of directors, board committees and stockholders for the last five years, and all written actions or consents in lieu of meetings thereof.6. List of all subsidiaries and other entities (including partnerships) in which the Company has an equity interest; organizational chart showing ownership of such entities; and any agreements relating to the Company's interest in any such entity.B. Ownership and Control of the Company1. Capitalization of the Company, including all outstanding capital stock, convertible securities, options, warrants and similar instruments.2. List of securityholders of the Company (including option and warrant holders), setting forth class and number of securities held.3. Copies of any voting agreements, stockholder agreements, proxies, transfer restriction agreements, rights of first offer or refusal, preemptive rights, registration agreements or other agreements regarding the ownership or control of the Company.C. Assets and Operations1. Annual financial statements with notes thereto for the past three fiscal years of the Company, and the latest interim financial statements since the end of the last fiscal year and product sales and cost of sales (including royalties) analysis for each product which is part of assets to be sold.2. All current budgets and projections including projections for product sales and cost of sales.3. Any auditors (internal and external) letters and reports to management for the past five years (and management's responses thereto).4. Provide a detailed breakdown of the basis for the allowance for doubtful accounts.5. Inventory valuation, including turnover rates and statistics, gross profit percentages and obsolescence analyses including inventory of each product which is part of assets to be sold.6. Letters to auditors from outside counsel.7. Description of any real estate owned by the Company and copies of related deeds, surveys, title insurance policies (and all documents referred to therein), title opinions, certificates of occupancy, easements, zoning variances, condemnation or eminent domain orders or proceedings, deeds of trust, mortgages and fixture lien filings.8. Schedule of significant fixed assets, owned or used by the Company, including the identification of the person holding title to such assets and any material liens or restrictions on such assets.9. Without duplication from Section D below, or separate intellectual property due diligence checklist, schedule of all intangible assets (including customer lists and goodwill) and proprietary or intellectual properties owned or used in the Company, including a statement as to the entity holding title or right to such assets and any material liens or restrictions on such assets. Include on and off balance sheet items.D. Intellectual PropertyList of all patents, trademarks, tradenames, service marks and copyrights owned or used by the Company, all applications therefor and copies thereof, search reports related thereto and information about any liens or other restrictions and agreements on or related to any of the foregoing (without duplication from attached intellectual property due diligence checklist).E. Reports1. Copies of any studies, appraisals, reports, analyses or memoranda within the last three years relating to the Company (i.e., competition, products, pricing, technological developments, software developments, etc.).2. Current descriptions of the Company that may have been prepared for any purpose, including any brochures used in soliciting or advertising.3. Descriptions of any customer quality awards, plant qualification/certification distinctions, ISO certifications or other awards or certificates viewed by the Company as significant or reflective of superior performance.4. Copies of any analyst or other market reports concerning the Company known to have been issued within the last three years.5. Copies of any studies prepared by the Company regarding the Company's insurance currently in effect and self-insurance program (if any), together with information on the claim and loss experience thereunder.6. Any of the following documents filed by the Company or affiliates of the Company and which contain information concerning the Company: annual reports on SEC Form 10-K; quarterly reports on SEC Form 10-Q; current reports on SEC Form 8-K.F. Compliance with Laws1. Copies of all licenses, permits, certificates, authorizations, registrations, concessions, approvals, exemptions and other operating authorities from all governmental authorities and any applications therefor, and a description of any pending contemplated or threatened changes in the foregoing.2. A description of any pending or threatened proceedings or investigations before any court or any regulatory authority.3. Describe any circumstance where the Company has been or may be accused of violating any law or failing to possess any material license, permit or other authorization. List all citations and notices from governmental or regulatory authorities.4. Schedule of the latest dates of inspection of the Company's facilities by each regulatory authority that has inspected such facilities.5. Description of the potential effect on the Company of any pending or proposed regulatory changes of which the Company is aware.6. Copies of any information requests from, correspondence with, reports of or to, filings with or other material information with respect to any regulatory bodies which regulate a material portion of the Company's business. Limit response to the last five years unless an older document has a continuing impact on the Company.7. Copies of all other studies, surveys, memoranda or other data on regulatory compliance including: spill control, environmental clean-up or environmental preventive or remedial matters, employee safety compliance, import or export licenses, common carrier licenses, problems, potential violations, expenditures, etc.8. State whether any consent is necessary from any governmental authority to embark upon or consummate the proposed transaction.9. Schedule of any significant U.S. import or export restrictions that relate to the Company's operations.10. List of any export, import or customs permits or authorizations, certificates, registrations, concessions, exemptions, etc., that are required in order for the Company to conduct its business and copies of all approvals, etc. granted to the Company that are currently in effect or pending renewal.11. Any correspondence with or complaints from third parties relating to the marketing, sales or promotion practices of the Company.G. Environmental Matters1. A list of facilities or other properties currently or formerly owned, leased, or operated by the Company and its predecessors, if any.2. Reports of environmental audits or site assessments in the possession of the Company, including any Phase I or Phase II assessments or asbestos surveys, relating to any such facilities or properties.3. Copies of any inspection reports prepared by any governmental agency or insurance carrier in connection with environmental or workplace safety and health regulations relating to any such facilities or properties.4. Copies of all environmental and workplace safety and health notices of violations, complaints, consent decrees, and other documents indicating noncompliance with environmental or workplace safety and health laws or regulations, received by the Company from local, state, or federal governmental authorities. If available, include documentation indicating how such situations were resolved.5. Copies of any private party complaints, claims, lawsuits or other documents relating to potential environmental liability of the Company to private parties.6. Listing of underground storage tanks currently or previously present at the properties and facilities listed in response to Item 1 above, copies of permits, licenses or registrations relating to such tanks, and documentation of underground storage tank removals and any associated remediation work.7. Descriptions of any release of hazardous substances or petroleum known by the Company to have occurred at the properties and facilities listed in response to Item 1, if such release has not otherwise been described in the documents provided in response to Items 1-6 above.8. Copies of any information requests, PRP notices, "106 orders," or other notices received by the Company pursuant to CERCLA or similar state or foreign laws relating to liability for hazardous substance releases at off-site facilities.9. Copies of any notices or requests described in Item 8 above, relating to potential liability for hazardous substance releases at any properties or facilities described in response to Item 1.10. Copies of material correspondence or other documents (including any relating to the Company's share of liability) with respect to any matters identified in response to Items 8 and 9.11. Copies of any written analyses conducted by the Company or an outside consultant relating to future environmental activities (i.e., upgrades to control equipment, improvements in waste disposal practices, materials substitution) for which expenditure of funds greater than $10,000 is either certain or reasonably anticipated within the next five years and an estimate of the costs associated with such activities.12. Description of the workplace safety and health programs currently in place for the Company's business, with particular emphasis on chemical handling practices.H. Litigation1. List of all litigation, arbitration and governmental proceedings relating to the Company to which the Company or any of its directors, officers or employees is or has been a party, or which is threatened against any of them, indicating the name of the court, agency or other body before whom pending, date instituted, amount involved, insurance coverage and current status. Also describe any similar matters which were material to the Company and which were adjudicated or settled in the last ten years.2. Information as to any past or present governmental investigation of or proceeding involving the Company or the Company's directors, officers or employees.3. Copies of all attorneys' responses to audit inquiries.4. Copies of any consent decrees, orders (including applicable injunctions) or similar documents to which the Company is a party, and a brief description of the circumstances surrounding such document.5. Copies of all letters of counsel to independent public accountants concerning pending or threatened litigation.6. Any reports or correspondence related to the infringement by the Company or a third party of intellectual property rights.I. Significant Contracts and Commitments1. Contracts relating to any completed (during the past 10 years) or proposed reorganization, acquisition, merger, or purchase or sale of substantial assets (including all agreements relating to the sale, proposed acquisition or disposition of any and all divisions, subsidiaries or businesses) of or with respect to the Company.2. All joint venture and partnership agreements to which the Company is a party.3. All material agreements encumbering real or personal property owned by the Company including mortgages, pledges, security agreements or financing statements.4. Copies of all real property leases relating to the Company (whether the Company is lessor or lessee), and all leasehold title insurance policies (if any).5. Copies of all leases of personal property and fixtures relating to the Company (whether the Company is lessor or lessee), including, without limitation, all equipment rental agreements.6. Guarantees or similar commitments by or on behalf of the Company, other than endorsements for collection in the ordinary course and consistent with past practice.7. Indemnification contracts or arrangements insuring or indemnifying any director, officer, employee or agent against any liability incurred in such capacity.8. Loan agreements, notes, industrial revenue bonds, compensating balance arrangements, lines of credit, lease financing arrangements, installment purchases, etc. relating to the Company or its assets and copies of any security interests or other liens securing such obligations.9. No-default certificates and similar documents delivered to lenders for the last five (or shorter period, if applicable) years evidencing compliance with financing agreements.10. Documentation used internally for the last five years (or shorter time period, if applicable) to monitor compliance with financial covenants contained in financing agreements.11. Any correspondence or documentation for the last five years (or shorter period, if applicable) relating to any defaults or potential defaults under financing agreements.12. Contracts involving cooperation with other companies or restricting competition.13. Contracts relating to other material business relationships, including:a. any current service, operation or maintenance contracts;b. any current contracts with customers;c. any current contracts for the purchase of fixed assets; andd. any franchise, distributor or agency contracts.14. Without duplicating Section D above or the intellectual property due diligence schedule hereto, contracts involving licensing, know-how or technical assistance arrangements including contracts relating to any patent, trademark, service mark and copyright registrations or other proprietary rights used by the Company and any other agreement under which royalties are to be paid or received.15. Description of any circumstances under which the Company may be required to repurchase or repossess assets or properties previously sold.16. Data processing agreements relating to the Company.17. Copies of any contract by which any broker or finder is entitled to a fee for facilitating the proposed transaction or any other transactions involving the Company or its properties or assets.18. Management, service or support agreements relating to the Company, or any power of attorney with respect to any material assets or aspects of the Company.19. List of significant vendor and service providers (if any) who, for whatever reason, expressly decline to do business with the Company.20. Samples of all forms, including purchase orders, invoices, supply agreements, etc.21. Any agreements or arrangements relating to any other transactions between the Company and any director, officer, stockholder or affiliate of the Company (collectively, "Related Persons"), including but not limited to:a. Contracts or understandings between the Company and any Related Person regarding the sharing of assets, liabilities, services, employee benefits, insurance, data processing, third-party consulting, professional services or intellectual property.b. Contracts or understandings between Related Persons and third parties who supply inventory or services through Related Persons to the Company.c. Contracts or understandings between the Company and any Related Person that contemplate favorable pricing or terms to such parties.d. Contracts or understandings between the Company and any Related Person regarding the use of hardware or software.e. Contracts or understandings regarding the maintenance of equipment of any Related Person that is either sold, rented, leased or used by the Company.f. Description of the percentage of business done by the Company with Related Persons.g. Covenants not to compete and confidentiality agreements between the Company and a Related Person.h. List of all accounts receivable, loans and other obligations owing to or by the Company from or to a Related Person, together with any agreements relating thereto.22. Copies of all insurance and indemnity policies and coverages carried by the Company including policies or coverages for products, properties, business risk, casualty and workers compensation. A description of any self-insurance or retro-premium plan or policy, together with the costs thereof for the last five years. A summary of all material claims for the last five years as well as aggregate claims experience data and studies.23. List of any other agreements or group of related agreements with the same party or group of affiliated parties continuing over a period of more than six months from the date or dates thereof, not terminable by the Company on 30 days' notice.24. Copies of all supply agreements relating to the Company and a description of any supply arrangements.25. Copies of all contracts relating to marketing and advertising.26. Copies of all construction agreements and performance guarantees.27. Copies of all secrecy, confidentiality and nondisclosure agreements.28. Copies of all agreements related to the development or acquisition of technology.29. Copies of all agreements outside the ordinary course of business.30. Copies of all warranties offered by the Company with respect to its product or services.31. List of all major contracts or understandings not otherwise previously disclosed under this section, indicating the material terms and parties.32. For any contract listed in this Section I, state whether any party is in default or claimed to be in default.33. For any contract listed in this Section I, state whether the contract requires the consent of any person to assign such contract or collaterally assign such contract to any lender.NOTE: Remember to include all amendments, schedules, exhibits and side letters. Also include brief description of any oral contract listed in this Section I.J. Employees, Benefits and Contracts1. Copies of the Company's employee benefit plans as most recently amended, including all pension, profit sharing, thrift, stock bonus, ESOPs, health and welfare plans (including retiree health), bonus, stock option plans, direct or deferred compensation plans and severance plans, together with the following documents:a. all applicable trust agreements for the foregoing plans;b. copies of all IRS determination letters for the foregoing qualified plans;c. latest IRS forms for the foregoing qualified plans, including all annual reports, schedules and attachments;d. latest copies of all summary plan descriptions, including modifications, for the foregoing plans;e. latest actuarial evaluations with respect to the foregoing defined benefit plans; andf. schedule of fund assets and unfunded liabilities under applicable plans.2. Copies of all employment contracts, consulting agreements, severance agreements, independent contractor agreements, non-disclosure agreements and non-compete agreements relating to any employees of the Company.3. Copies of any collective bargaining agreements and related plans and trusts relating to the Company (if any). Description of labor disputes relating to the Company within the last three years. List of current organizational efforts and projected schedule of future collective bargaining negotiations (if any).4. Copies of all employee handbooks and policy manuals (including affirmative action plans).5. Copies of all OSHA examinations, reports or complaints.6. The results of any formal employee surveys.K. Tax Matters1. Copies of returns for the three prior closed tax years and all open tax years for the Company (including all federal and state consolidated returns) together with a work paper therefor wherein each item is detailed and documented that reconciles net income as specified in the applicable financial statement with taxable income for the related period.2. Audit and revenue agents reports for the Company; audit adjustments proposed by the Internal Revenue Service for any audited tax year of the Company or by any other taxing authority; or protests filed by the Company.3. Settlement documents and correspondence for last six years involving the Company.4. Agreements waiving statute of limitations or extending time involving the Company.5. Description of accrued federal, state and local withholding taxes and FICA for the Company.6. List of all state, local and foreign jurisdictions in which the Company pays taxes or collects sales taxes from its retail customers (specifying which taxes are paid or collected in each jurisdiction).L. Miscellaneous1. Information regarding any material contingent liabilities and material unasserted claims and information regarding any asserted or unasserted violation of any employee safety and environmental laws and any asserted or unasserted pollution clean-up liability.2. List of the ten largest customers and suppliers for each product or service of the Company.3. List of major competitors for each business segment or product line.4. Any plan or arrangement filed or confirmed under the federal bankruptcy laws, if any.5. A list of all officers, directors and stockholders of the Company.6. All annual and interim reports to stockholders and any other communications with securityholders.7. Description of principal banking and credit relationships (excluding payroll matters), including the names of each bank or other financial institution, the nature, limit and current status of any outstanding indebtedness, loan or credit commitment and other financing arrangements.8. Summary and description of all product, property, business risk, employee health, group life and key-man insurance.9. Copies of any UCC or other lien, judgment or suit searches or filings related to the Company in relevant states conducted in the past three years.10. Copies of all filings with the Securities and Exchange Commission, state blue sky authorities or foreign security regulators or exchanges.11. All other information material to the financial condition, businesses, assets, prospects or commercial relations of the Company.

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