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ISA stands for Individual Savings Account.The main difference between an ISA and any other savings account is that it offers tax-free interest payments, so you could get more for your money.There is a limit to how much money you can put into an ISA in each tax year, which is called the ‘ISA allowance’. The ISA allowance for the 2019/20 tax year is £20,000.You can only have one ‘active’ cash ISA every year – this means, for example, that you can’t open multiple ISAs in a single tax year, and benefit from the tax-free savings allowance in every one of these cash ISAs.You can, however, split your allowance between several cash ISA products. So you could open two or three Nationwide cash ISAs and, as long as you don’t exceed your annual ISA allowance in the total deposits you put in across all of them, you can use them all.

let’s talk about a few things before we find out the real ingredients that Mr. Modi uses to gain popularity.Ever traveled in Indian Railway:-Provision of safe drinking water units where we can get water in Rs. 5/litre. Earlier we had no other option rather than purchasing a bottle of water in Rs.20/liter.If you have noticed around, you might see mechanized cleaning machines on platforms. Indian Railways is implementing PMs nationwide campaign of Swachch Bharat Abhiyan. Was it there before?If you have noticed around, railway platforms nowadays seem much cleaner and better with better facilities. Ever saw them this clean?Google wifi Station at more than 400 railway station was launched providing free and reliable internet. Ever saw them before?Trains running late is common in India. The present situation is also not appreciable but now we are informed by Railway that particular train is running late by….hrs. I never was informed before.What if you found that your coach stinks and is way too dirty. Now all you have to do is send an SMS to 58888 and your PNR number and coach will be cleaned. Was it possible earlier?This government launched premier semi high-speed trains like Vande Bharat express. Trains on few routes like Varanasi Delhi and Mumbai goa or Delhi Agra like Gatimann Express or Mahamana Express are a reality. Developments in the field of Bullet train is slow but seem like a possible reality in the next 5 years. I remember talking about Bullet trains seems impossible and people used to joke about it. Few party leaders often used to criticize this and use to name this as a political stunt.You can book platform tickets on your phone as well as unreserved tickets. Earlier you had no other option than to stand in a long queue.Apart from these visible changes, there are considerable improvements when we look at data and statistics. I find previous works inferior to that of present work.Apart from all the above measures, better and user-friendly interface of IRCTC app and website, online food delivery, CCTV cameras in select trains are few other measures taken by this government.User interactive Interface and ease in obtaining Government ServicesI will give a few personal examplesI applied online for a Voter ID card in 2015. Then I took print outs of form and went to Government office to submit them. They verified the documents and took them. I never got my Voter ID. I tried again after a year but unfortunately, I didn't get my voter ID. Now, in 2019, I surfed https://www.nvsp.in/ and submitted all details online. I got my Voter ID card. You might know whom I will VOTE.I applied for PAN Card in 2012.I submitted all details online, took out the form and then had to courier it. It took 35 days and then I finally get my card. I was minor at that time so I applied for fresh PAN Card in 2018. It was all online and in a week, I get my card.Ever heard about corruption and black money.His integrity is unquestionable.He has never been connected to any scam or corruption.Few corrupt politicians in India are Sharad Pawar, Karunanidhi, ARaja, Suresh Kalmadi, Mayawati, Jayalalitha, Lalu Yadav, Madhu Koda.Please note that neither Mr. Gandhi nor Mr. Modi can be said corrupt.Ever saw Mr. Modi’s hard work and efficiency.He gets up at 5 am and works more than 16 hours straight daily.Mr. Modi don’t take any leave while serving India and guess what… He is disciplined enough to be at the PMO at 9.30 am.His 6 day trip to Afghanistan, Qatar, Switzerland, US and Mexico took 40+ flying hours (all in the night) and more than 140 meeting in those days.Let’s look at India’s International image - Better or WorseInternational Yoga Day is celebrated on 21 June. It was proposed by Mr. Modi and accepted in UN General Assembly.International Solar Alliance (ISA) is an alliance of more than 122 countries initiated by India. It was again proposed by Mr. Modi.Mr.Modi is one of the top most followed politicians in the world on social media sites.Mr.Modi is one of the top most influential people in world politics.Thinking out of BOXDemonetisationUnified Tax-GSTEase of Doing businessSurgical StrikesAadharSo secret to Mr.Modi's popularity. ITS NO MORE A SECRET.Edit 1:India is a vast country and a country of billions has its own limitations. The Indian government has been working on different fronts to strengthen THE REAL issues of India and building a better India, but at the same time, we should understand that during election campaigns, leaders have to work differently. Mr. Modi understands that to work again as Prime Minister of India, he has to gain mass sentiments, crush oppositions arguments with such explanations that common citizens can understand. It is rather interesting to watch that Mr. Gandhi threw dirt on Mr. Modi by saying he is a thief and Mr. Modi, without throwing dirt on opposition leaders or saying something offensive, smartly changed the entire thing in his own favor. We should understand that its election time and winning matters.Just a small message to people arguing over Congress BJP :Each political party has its own pros and cons. BJP, no doubt performing better than their rivals do have some flaws as well. We must understand that it's after all politics and each one has its own flaws. Select wiselyPLEASE DO VOTE